Transfer your home to someone else
A transfer of ownership moves a whole property from one person to another without a sale — most often a gift between family members, or a change of the names on the title.
We check every application before it’s submitted, so it isn’t rejected.
Who is this for?
- Parents gifting a property to children
- Transferring a property between family members
- Moving a property into or out of joint names
- Updating the registered owners after a private agreement
What’s included
How it works
- 1Share your plans
Tell us who owns the property, who it is going to and whether it is a gift or for value.
- 2Title check and quote
We check the register for anything that could affect the transfer and send our price-beat quote.
- 3Sign the transfer
The TR1 is prepared for signature, witnessed, and identities verified.
- 4Register the new owner
We lodge the application and let you know when the register has been updated.
Things to consider
Gifting a property can have Capital Gains Tax and Inheritance Tax implications — we recommend independent tax advice.
A property with a mortgage cannot normally be transferred without the lender’s consent.
Stamp Duty Land Tax may apply where money is paid or debt is taken on.
Restrictions on the title may need third-party consent before registration.
Common questions
Can I gift my house to my children?
Yes, the title can be transferred as a gift. There may be tax consequences now or later, so independent tax advice is strongly recommended first.
Do I need a solicitor?
Straightforward unencumbered transfers can often be handled as an administrative title change. Where there is a mortgage or complex circumstances, a solicitor may be required.
What if the property has a mortgage?
The lender must agree. Let us know about the mortgage when you enquire so we can explain the options.
Let’s move things forward.
Prefer to talk to someone? Call 0800 000 0000 or email hello@example.com